The IRS just announced cost of living adjustments (COLA) affecting dollar limitations for pension plans and other retirement items for the 2012 tax year. Many of the pension plan limitations change for 2012 because the increase in the COLA index met the statutory thresholds needed. Some limitations will remain unchanged. Here are some of the [...]
No, I’m not talkin’ about a revolution here. Or occupying Wall Street. This is personal. This October, around the country, Kiplinger is hosting Financial Planning Days where certified planners are giving FREE, no-strings-attached guidance–with no pushy sales tactics. Watch the Financial Planning Days video: Each local Financial Planning Day features experts from the Financial Planning [...]
The Universe Called ETFs New to ETFs? So am I. So instead of flailing around, trying to select from the more than 1,000-plus ETFs currently available (!), I turned to the MarketRiders service to help me separate the wheat from the chaff–and whittle the number of ETFs to consider down to a reasonable number (nine, [...]
Watching gas prices go up and up at the gas station? If you have been looking for ways to profit personally from this rise, consider the MarketRiders Energy Hedge Fund: it includes over 300 ETFs that are impacted by the price of oil and gas including the huge oil and gas companies, exploration and production [...]
A stock trading strategy is only as good as the napkin it’s scribbled on. So last year around May, I decided to get serious. I set a goal to increase my options trading and bring things up a notch. My goal was to trade once every option period in each account if conditions were right. [...]
According to the 2007 US Census Bureau, about 20% of us made over $100K. In most urban areas, and two-income families, it’s about double that number. But for 2010 and beyond, at least in terms of converting to the Roth IRA, these numbers don’t matter anymore. The Way It Was For the old Roth IRA [...]
Once again, women can’t get enough (money, that is). Women are losing big between pay inequity and gender discrimination at work, but it’s really the longevity difference between men and women in the long run that’s gonna hurt. The Employee Benefit Research Institute (EBRI) released a study in June 2009 saying that 65 year-old women [...]
Group Term Life Insurance – Look Twice to Get the Best Deal As part of my financial planning education at UCLA, we studied Insurance on the Person – life, medical and disability, in other words. I am paying more attention to this kind of insurance than ever before – three otherwise healthy breadwinners in my [...]
I caught up with Retirement Savior (RS), an outperformance strategist and very thoughtful investment manager, blogger and former swing trader. Although I did not get him to reveal his real name, I did manage to get him to talk openly about his trading thoughts long-distance via email. In a nutshell and in his own words, [...]
