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The IRS just announced cost of living adjustments (COLA) affecting dollar limitations for pension plans and other retirement items for the 2012 tax year. Many of the pension plan limitations change for 2012 because the increase in the COLA index met the statutory thresholds needed. Some limitations will remain unchanged. Here are some of the [...]

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No, I’m not talkin’ about a revolution here. Or occupying Wall Street. This is personal. This October, around the country, Kiplinger is hosting Financial Planning Days where certified planners are giving FREE, no-strings-attached guidance–with no pushy sales tactics. Watch the Financial Planning Days video: Each local Financial Planning Day features experts from the Financial Planning [...]

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Stick to It-edness Bay Area-based debt busters Ready for Zero has started a program of sending out free credit card lockdown stickers to anyone who wants them, in exchange for a Tweet. You can get your free stickers here. Credit Cards on Ice My favorite tip in Miss Minimalist’s book, Frugillionaire, is this: “Fill a [...]

Martin Luther King Day: Values and Dreams

A few weeks ago, my family and I took pictures at the majestic and inspiring San Francisco memorial, the Martin Luther King, Jr Memorial in Yerba Buena Gardens. The memorial sits behind a 50 foot waterfall that cascades over beautiful gray Sierra granite. Dr. King’s words are etched in twelve glass panels, back-lit with photos [...]

ReadyforZero

Imagine free-flowing drinks and suits-to-jeans types, all talking money and tech, with dark walls hung with contemporary art, complete with a bouncer. An after-work bar? Sort of. Actually, it was SF Beta Financial Innovation, at 111 Minna, a gallery on a sidestreet off 2nd St in upper SOMA, offering glimpses into some new, not-yet-seen and [...]

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Your2Cents on UPSIDE

Janet S My best money move was actually a result of marketing myself. Through my LinkedIn profile, I specifically highlighted my professional experience and educational background Kathleen Kingsbury @KBKSpeaks (Greater Boston area) Refinancing and eating more at home! Natalie Jamison @Womenandwealth (Oakville, Ontario, Canada) Paying down my mortgage and contributing to a TFSA (tax free [...]

The Rubber Meets the Road: 2010 Options Numbers

A stock trading strategy is only as good as the napkin it’s scribbled on. So last year around May, I decided to get serious. I set a goal to increase my options trading and bring things up a notch. My goal was to trade once every option period in each account if conditions were right. [...]

Categories: GIVERS, GOALS, HOLIDAY | 2 Comments
Goals and Gratitude - the Shortlist

I read that the actress Cheryl Hines wrote her New Year’s resolution on a piece of paper one year, burned the paper, and then drank the ashes in a glass of champagne. Every year, I write on a piece of paper “Surprise Me” and put it in a red envelope in a special place of [...]

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4 Simple Questions

Kelly Rigotti over at AlmostFrugal.com is running a series called This is What Frugal Looks Like, highlighting different ways people can be frugal in their lives. Each respondent answers the same four questions: 1 – What does frugality mean to you? 2 – What is something you do that is typically frugal? 3 – What [...]